10 Unconditional Love Quotes

True love is selfless and unconditional. True love knows no boundaries. It is not judgmental but highly accommodating. Unconditional love only gives but does not take anything in return. You Find Unconditional Love in Places You Wont Even Look The love of a mother  is unconditional. A dog loves its master unconditionally. An infant has unconditional love for its mother. You will see that naive love is unconditional. It is tender, caring, and nurturing. The Bible says that Jesus loved his disciples unconditionally.   Forgiveness Is Unconditional Love Forgiveness is an intrinsic part of unconditional love. When you love someone deeply, you find the heart to forgive. You can overlook the blemishes because your love overcomes the flaws. Martin Luther King Jr. beautifully put it in words when he said, He who is devoid of the power to forgive, is devoid of the power to love. Unconditional love never imposes, never tries to change the other person. Writer Thomas Merton said, The beginning of love is to let those we love be perfectly themselves, and not to twist them to fit our own image. Otherwise we love only the reflection of ourselves we find in them. Here are 10 unconditional love quotes to strengthen your heart. Robert Wagner A dog will teach you unconditional love. If you can have that in your life, things wont be too bad. C. JoyBell C. It should be a privilege to be able to say I love you to someone. It shouldnt be something people say just because they feel like it. A privilege that is earned. They say you have to earn the right to be loved; no, love is unconditional, if you love someone, they dont have to earn it. But. The right to tell someone that you love them? That has to be earned. You have to earn the right to be believed. Mitch Albom, For One More Day When you look into your mother’s eyes, you know that is the purest love you can find on this earth. John Perry Barlow But groundless hope, like unconditional love, is the only kind worth having. Markus Zusak, The Book Thief No matter how many times she was told that she was loved, there was no recognition that the proof was in the abandonment. Ann Brashares Parents were the only ones obligated to love you; from the rest of the world you had to earn it. Isabel Allende Accept the children the way we accept trees—with gratitude, because they are a blessing—but do not have expectations or desires. You don’t expect trees to change, you love them as they are. Leo Buscaglia Only when we give joyfully, without hesitation or thought of gain, can we truly know what  love  means. Deb Caletti, The Secret Life of Prince Charming Unconditional love is like a country of two with no laws and no government. Which is all fine if everyone is peaceful and law abiding. In the wrong hands, though, you got looting and crime sprees, and let me tell you, the people who demand unconditional love are usually the ones who will rob and pillage and then blame you because you left your door unlocked. Nicholas Sparks, The Wedding What its like to be a parent: Its one of the hardest things youll ever do but in exchange it teaches you the meaning of unconditional love.

The Importance Of Our Health Fair Event - 1166 Words

The purpose of our health fair event is to educate and encourage older adults to remain active in their daily lives. Physical health is beneficial throughout one’s entire lifespan. Incorporating regular exercise into your daily routine will prevent chronic disease, improves their overall mood, and lowers their chances of injury (Aldwin Gilmer, 2013, Chapter 5). As we go through the aging process, our bodies require us to maintain a healthy lifestyle. Moderate exercise is favorable for people of all ages. Elderly people living with chronic illnesses can also participate in moderate physical activity. Medical conditions, such as dementia, heart disease, diabetes, and high blood pressure can all be improved by including regular exercise into an individual’s routine (Chronic Illnesses, PowerPoint). We will be hosting our event on Saturday, December 3rd, from 12-4pm at our local YMCA. This will allow time to not only get up and get their day started, but to also have time to get to the health fair event. In addition, they will also have enough time to walk around and explore each booth. This will be beneficial for multiple reasons. With hosting our event at the YMCA, we may be able to inspire individuals to become members of the gym if they choose to take that next step in the direction of a healthy lifestyle. The YMCA also offers various programs for older adults such as the Silver Sneakers program. The challenges of organizing such an event can be environmental or externalShow MoreRelatedMental Health Of The United States848 Words   |  4 PagesFlorida is diagnosed with depression (Centers for Disease Control and Prevention, 2011). Promotion, awareness, and the availability of mental health services are public health areas in my community that needs attention. 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Context of UK Investment Appraisal in the UK

Question: Topic Despite a development cost of over $0.5bn and huge marketing spend of over $700m, Microsoft recently announced that the Windows Vista project had not lived up to expectations. With reference to the different commercial mistakes that have been reported in the financial pages, you are required to discuss why projects fail. In the form of a business report for the Director, advise on what a company should consider, both financial and non-financial factors before embarking on an investment. Answer: Introduction The business report in here is developed on the firm Microsoft, which is one of the giants within the industry of technology. The study of the provided situation elaborates and highlights the fact that despite of spending a massive development cost of over $0.5bn and massive marketing spending of over $700m (Aabo et al. 2010). This evaluation includes the go through of various financial and non financial factors that are massively related behind project failures (Hu et al. 2015) (Arnold, 2010). Context of UK Investment Appraisal in the UK Investment is one of the major parts that should be managed with intense care by the management of the various firms within the industry to maintain the flow of the business process (Avadhani, 2010). All of these fields can open up exciting business opportunities for the firm. In the meantime, the firm have to abstain from overstretching constrained money related assets or limiting the organizations capacity to seek after different choices (Brigham and Daves, 2010) (Brigham and Daves, 2010). Investment appraisal can be defined as a collection of techniques, which are used to identify the attractiveness of an invested amount (Brotman, 2010). Investment appraisal has two major features, which are assessing the expected level of returns (Czaja et al. 2010). The various procedures of evaluating the investment appraisal that Microsoft should have implemented has been stated below: Discount Rate The markdown rate is an idea identified with the NPV system. The figuring of the markdown rate can be taking into account various methodologies including(Iatridis, 2010): The social rate of time inclination The open door expense of capital Weighted normal system (Aabo et al. 2010) The management of Microsoft should have evaluated and studied the above stated elements before starting the project of Windows vista (Finch, 2010). Internal Rate of Return (IRR) The IRR is the repayment rates which, when associated to net incomes of a course of action sets them corresponding to the preliminary speculation (Brigham and Daves, 2010). The favoured choice is that with the IRR most prominent in overabundance of a predetermined rate of return (Jorion, 2010). An IRR of 10% implies that with a markdown rate of 10%, the task earns back the original investment (Lewellen, 2015). Likewise, applying distinctive evaluation procedures to the same fundamental information may yield opposing conclusions (Kritzman and Li, 2010). Cost Ratio Cost ratio implies the discounted net revenues separated by the investments at the initial stages. Typically, the project with cost ratio value greater than 1 is preferable (Qin and Singal, 2015). The revenue forecasted or earned by the management of Microsoft was not at all satisfied for their vista project (Madura, 2010). However, the company has invested significant amount of money towards the vista project initially (Brigham and Daves, 2010). The management and the financial managers of have neglected the importance of calculating the cost ratio (Czaja et al. 2010). The cost ratio is also essential for commenting over the economic benefits of the companies (Monks and Lajoux, 2010). Discounted payback and Payback period The payback period is typically formulated or considered as one of the sophisticated investment appraisal techniques within the private sectors and estimates the range of duration for taking in order to recover the initial investment (Moore, 2010). However, the company Microsoft and their financial managers are mostly unsure about the payback duration for their vista project (Brigham and Daves, 2010). In addition, the method does not consider time value of money (Schmidgall and DeFranco, 2010). The discounted payback period represents the quantity of time that it requires for covering the cost of the project, by accumulating the net positive discounted cash flows evaluating from the project (Pogue, 2010). Sensitivity Analysis Sensitivity analysis or method is the method of developing the financial results regarding the cost advantage analysis that is sensitive towards the supposed financial values taken within the examination (Satyaprasad and Raghu, 2010). Sensitivity analysis is developed typically for the larger projects such as the windows vista project of Microsoft (Ushijima, 2015). Like other various financial analysis, sensitivity analysis is also recommended for valuing the project of Microsoft Vista (Aabo et al. 2010). The key requirements for the sensitivity analysis are a degree of investigative analysis for ascertaining the most susceptible variables (Scherer, 2010) (Zeng, 2010). Scenario Analysis Scenario analysis is also similar to the sensitivity analysis (Shapiro, 2010) (Sharma, 2010). Distributional Analysis The NPV calculations creates zero allowances regarding the distribution of the financial costs and financial benefits within the members and society (Smart et al. 2010). The company Microsoft implemented the Microsoft Vista project for meeting the needs and expectations of a particular segment of customers (Czaja et al. 2010) (Thomas and Gup, 2010). Cost utility analysis CUA is an alternative method for calculating the cost effectiveness analysis or CEA, which is prepared for estimating the qualified effectiveness of the alternative interventions for achieving two or more than two objectives (Worzala, 2011). Within a cost utility analysis, costs are articulated in terms of monetary, financial benefits are articulated within utility terms, and the outcomes are termed as the quality adjusted life years (Czaja et al. 2010). Cost utility analysis allows comparing the benefits of health interventions without having for implementing a financial value over the health states (Che and Che, 2011). Multi criteria Analysis The key steps of the multi criteria analysis are as follows: The first step is to recognise the performance criterion for assessing the Windows Vista project of Microsoft. Secondly, the step follows a plan for scoring a scheme in order to make the Windows Vista project of Microsoft under each principle heading (Aabo et al. 2010). Next, the step follows the allocation of scores towards each investment option against each criterion (Czaja et al. 2010). In addition, the step also follows to calculate overall outcome and test for strength. Finally, the step ends by preparing a report and by interpreting the findings of the analysis (Garrett and James III, 2013). Main Body That Synthesises Analysis and Evaluation of Examples from the Chosen Organisation For analyzing and evaluating these techniques will help understand the effects of the investment on the cash flow (Ross, Westerfield and Jordan, 2013). It will help estimate the benefits of the investment with reference to the total investment cost incurred. The time value of money is ignored while comparing benefits and costs of the investment (Aabo et al. 2010). It is essential for any company to undertake the investment appraisal analysis before deciding to invest huge capital in a new project (Aamer, 2013). Some of the features of the investment appraisal are- It helps assessing the expected returns level the company is likely to earn from its given expenditure level (Heysel and Filion, 2014). It helps estimating the future benefits and costs of the project throughout the project life cycle (Hirt and Block, 2012). It also provides better flexibility and improved production quality (Al-Ajmi, Al-Saleh and Hussain, 2011). It strives to improve the company image, good job satisfaction and staff morale, which in turn leads to better productivity (Hillier, 2013). It helps the management in taking quicker and better decisions due to the complete availability of all the investment related information (Al-Khafaji and Al-Khatib, 2011). In investment appraisal, the cash flows are calculated and compared more than the accounting profits because- It is difficult to spend the profit (Hirt, Block and Danielsen, 2011). Profits are more subjective (Jordan, Westerfield and Ross, 2011). Dividends are paid from the cash flows (Arnold, 2013). Some of the investment appraisal techniques used here are- ARR or accounting rate of return- ARR is also known as ROCE or return on capital employed. It is used to compare the profit the company wishes to make from its investment to the total investment amount. The ARR or ROCE is thus the total yearly profits divided by the total capital investment (Barbash and Roye, 2012). Therefore, ROCE or ARR= Average yearly profits/ Average capital costs*100% From the annual reports of Microsoft Windows Vista for the accounting year 2008, the total capital invested is development cost of $0.5bn and marketing cost of $700m. Therefore, total investment cost is $500m plus $700m, i.e. $1200m. Total profit from the annual reports is $17681000 (Taillard, 2013). Therefore, ROCE= $17681000/$1200000000*100=1.47342 =1.47 ROCE is 1.47, which shows that despite making such a huge investment, the company is not able to generate enough profit from its project (Aabo et al. 2010). However, in this method, some of the important information not considered is the project life, cash flows, working capital and the accounting policies (Barrow, 2011). Payback Period- It is used to measure the time-period within which the initial investment cost is recovered from the cash flows of various years. It helps assess the efficiency of the company to recover the initial cost from cash flows of various years (Robin, 2011). Suppose in case of Microsoft, it launched Windows Vista in 2007 with an initial investment of $1200m. From 2007 to 2015, the cash flows could be $100m in 2007, $150m in 2008, $200m in 2009, $250m in 2010, $300 in 2011, $300 in 2012, $350 in 2013, $400 in 2014 and $450 in 2015 (Bekaert and Hodrick, 2012). Therefore, the payback period is calculated as- Particulars Initial Investment Cash Flow Cumulative Cash Flows 2007 $ 1,200 $ 100 $ 100 2008 $ 150 $ 250 2009 $ 200 $ 450 2010 $ 250 $ 700 2011 $ 300 $ 1,000 2012 $ 300 $ 1,300 2013 $ 350 $ 1,650 2014 $ 400 $ 2,050 2015 $ 450 $ 2,500 (Berk, 2013) (Brooks, 2013) (Naumov, 2013) (Ramsden, 2011) From the above table the payback period is somewhere in 2012 which is a total year of 5 years and 4 months. From the assumed data, it can be said that the total payback period for the new project of Windows Vista of Microsoft is quite high in the total time period of 9 years (Moles, 2011). A higher payback period means that the company is not successful in generating enough cash flows from its investment (Brealey, Myers and Allen, 2011). Using the payback period will help the company get a simple method to deduce the efficiency of the project with respect to the change in technology and investment conditions. It also helps in- Evaluating the company growth (Peterson, 2012); Minimizing the risk (Jordan, Westerfield and Ross, 2011); Maximizing the liquidity (NicolaÃÅ'â‚ ¬s, 2013); Using the cash flows instated of the profits (Brigham and Houston, 2012). Cash Flow Methods- The company can also think of using the discounting cash flow methods, which are the NPV and IRR (Carmichael, 2011). Analyzing the investment sensitivity and risk- The benefit cost analysis is calculated by dividing the total benefits the company make from a project divided by the total cost the company have to bear to carry out the project (Madura, 2012). When the B/C analysis is show a result more than 1 it means that the company is able to create opportunity from the project but if the BC analysis is less than 1 it means that the company failed to create enough benefits from the investment in the new project (Eun and Resnick, 2012). For example, in Microsoft, the company had to incur a total investment cost of $1200m in developing Windows Vista and the total benefit earned by the company from the project is $840m. Therefore, the total B/C ratio is $840/$1200= 0.7 (Grieve, 2013). Conclusion The current report concludes that the Windows vista project of Microsoft was unable to draw expected return due to various reasons. The initial investments decisions related to the Windows Vista project taken by the management of Microsoft was not profitable entirely. However, the company might have the chance to enhance their profitability or to forecast the actual return based on various financial and non-financial factors that they have completely neglected formulating. The failure of Microsoft for their Windows Vista project could easily be minimised by following various investment appraisal techniques initially, which would indicate the actual return that they should expect from their Windows Vista project. Recommendation Masking an effective Investment Appraisal The key aim will be to justify whether the projects of Microsoft will go to be profitable for their business and whether the project of Microsoft will be able to draw higher amount of return on their investments. Identifying the Target Audience Accordingly The company Microsoft invested huge amount of money towards their Windows Vista project for meeting various costs associated with the developmental costs and marketing costs. Post Report Reflection (Learning Statement) From the current study, I have learnt various elements of strategic decision-makings.I have learnt that significant amount of investments towards the development and marketing expenses, are not always enough for achieving expected success. I have also learnt that the company Microsoft is not getting enough sales or customer response as they were targeting the wrong audience for their Windows Vista project. Reference List Al-Ajmi, J., Al-Saleh, N. and Hussain, H. (2011). Investment appraisal practices: A comparative study of conventional and Islamic financial institutions.Advances in Accounting, 27(1), pp.111-124. Al-Khafaji, O. and Al-Khatib, H. (2011). Capital Investment Appraisal in the Public Industrial Companies in Jordan: An Empirical Study.Journal of King Abdulaziz University-Economics and Administration, 25(2), pp.75-132. Arnold, G. (2010). Handbook of corporate finance. New York, NY: Pearson Financial Times Avadhani, V. (2010). International financial management. Mumbai [India]: Himalaya Pub. House Barbash, B. and Roye, P. (2012).Investment Management Institute, 2012. New York, NY: Practising Law Institute. Barrow, C. (2011).Practical financial management. London: Kogan Page. Brigham, E. and Daves, P. (2010). Intermediate financial management. Cincinnati, Ohio: South-Western, Cengage Learning Brooks, R. (2013).Financial management. Boston: Pearson. Brotman, B. (2010). The impact of market conditions using appraisal models. J of Property Inv Finance, 28(3), pp.237-242 Carmichael, D. (2011). An Alternative Approach to Capital Investment Appraisal.The Engineering Economist, 56(2), pp.123-139. Hu, D., Schwabe, G. and Li, X. (2015). Systemic risk management and investment analysis with financial network analytics: research opportunities and challenges. Financial Innovation, 1(1), pp.157-209 Iatridis, G. (2010). International Financial Reporting Standards and the quality of financial statement information. International Review of Financial Analysis, 19(3), pp.193-204 International Monetary Fund, (2012). Australia: Financial Safety Net and Crisis Management Framework Technical Note. IMF Staff Country Reports, 12(310), p.1 Jordan, B., Westerfield, R. and Ross, S. (2011).Corporate finance essentials. New York: McGraw-Hill Irwin. Jorion, P. (2010). Risk Management. Annu. Rev. Fin. Econ., 2(1), pp.347-365 Kritzman, M. and Li, Y. (2010). Skulls, Financial Turbulence, and Risk Management. Financial Analysts Journal, 66(5), pp.30-41 Madura, J. (2010). International financial management. Australia: South-Western Cengage Learning Moles, P. (2011).Corporate finance. Hoboken, N.J.: Wiley. Monks, R. and Lajoux, A. (2010). Corporate Valuation for Portfolio Investment. Princeton: Wiley Moore, T. (2010). A Critical Appraisal of McKinnons Complementarity Hypothesis: Does the Real Rate of Return on Money Matter for Investment in Developing Countries?. World Development, 38(3), pp.260-269 Naumov, A. (2013). ON ACCURACY OF PROJECT'S PAYBACK PERIOD ESTIMATES.Theoretical Applied Science, 5(09), pp.95-99. Peterson, S. (2012).Investment theory and risk management + website. Hoboken, N.J.: Wiley. Pogue, M. (2010). Corporate investment decisions. [New York, N.Y.] (222 East 46th Street, New York, NY 10017): Business Expert Press Qin, N. and Singal, V. (2015). Indexing and Stock Price Efficiency. Financial Management, pp.59-68 Scherer, B. (2010). A note on asset management and market risk. Financial Markets and Portfolio Management, 24(3), pp.309-320 Schmidgall, R. and DeFranco, A. (2010). Balance Sheet Ratios: Medians for High and Low Profit Clubs. The Journal of Hospitality Financial Management, 18(1), pp.66-66 Shapiro, A. (2010). Multinational financial management. New York: Wiley Ushijima, T. (2015). Diversification, Organization, and Value of the Firm. Financial Management, pp.879-908 Zeng, T. (2010). Financial Management of the Company for Financial Crisis. AMM, 34-35, pp.1185-1189

Personal Reflection free essay sample

Though it was hard we all knew the importance of prayer itself and prayer as a family. The old saying says â€Å"a family that prays together stays together,† well truer words have never been spoken for my family. Like all families there will be trials and tribulations, and it was only through the power of prayer that we were able to get through it. Had it not been for a praying family I would not be here today. In 2008 Hurricane Gustav hit Louisiana. Though very devastating to many, it was more devastating to my family and I. That Labor Day could have been a day I lost my life. Hurricane Gustav put three trees through the house where my family and I lived. That day was one of the scariest days of my life. One of the trees fell on our house and trapped me in a back room. The first word I could say was Jesus. We will write a custom essay sample on Personal Reflection or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page I could almost feel his hand of protection on me. I know that it was nothing but God that got me out of that situation. I cannot thank him enough for his hand of protection on my life. Though prayer is very important Fasting is equally as important. For me fasting is a way to kill my flesh against things that I may want as a sacrifice for God. I a lot of times do a fasting week and everyday pick something that is important to me as a sacrifice. Some of the things I fast are television, cellphone, music, food, and mainly my time. Fasting is a great way to hear from God without all of the distractions of the world. So many times I am so busy that I feel like when I do finally have a moment to prayer and focus on God he is getting the leftovers of my day. God should be the beginning of your day. Having your steps ordered by God will definitely contribute to your day going much smoother than it would had you not prayed that morning. Because of that Prayer and fasting is something I do often. In the near future I would like to do a complete three day fast without food. That is something that is hard for me and it will be a challenge, but will be worth it in the end. In doing short fast, like a three day fast, I hope to prepare myself for a twenty-one day Daniel Fast. My church, both here and in my hometown of Baton Rouge, does a yearly Daniel Fast. I have opted not to participate until I was ready, and thought I could handle it. Through prayer I have realized that I have been pushing myself away from something that God wanted me to do. This is the year that I will do the twenty-one day Daniel Fast and follow it through to the end. I know that God has a special blessing for me and my church family in the end. Upon registering for this class I was not really sure what to expect. I had no plans on even taking this class until I went to my advisor last semester to be advised for this school year. I was told I needed to take this class as a part of the required classes I needed in order to obtain a degree in Worship leadership. Not knowing what to expect I was and still am very excited about this class. In hopes that I can draw even closer and gain more in depth knowledge of the bible and spiritual growth. Hoping to one day be a worship leader or Music Minister and hoping to lead a congregation in worship I want to know that I am as close to God as I can possibly be at that point in time. I am very excited about the spiritual retreat because it will force us busy college students to take out the necessary time to get into Gods word, Prayer harder than we ever have because we are all alone, Sing as loud as we want without judgment, even dance if we want in praise to our God. Really give God our full attention that we may hear from him and get an even clearer vision of his plan for us. Many people think that preacher kids are perfect and never have any struggles. I will be the first to tell you otherwise. I think because people who have a call on their lives for ministry have so many things coming against them because the devil can see what they will be, and not what they are now. What was and still is an encouragement to me when I am going through a tough time in my life is that I know God has great things in store for me.